I said to her, “Mrs. Bower, why did you take the twenty-ninth of October? Is it an anniversary? Is there some reason for it?” She said, “No. I wanted to get a loan, but I couldn’t get a loan. I didn’t think I could, unless they were filled. So I wanted to get a loan on the first of November, so I took the twenty-ninth of October just to feel sure that if they were rented on the twenty-ninth of October, I could go to the bank on the first of November and get my loan.”138 ¶38