Four weeks after telling the hat story, Neville met Ann — a prostitute living at the Ansonia Hotel — at Broadway and 72nd; she had imagined owning a $17.50 hat and been given the very hat by a friend, and asked him why God had not simply given her the money, which he answered by pointing out she would never have spent it on a hat.

Neville retells his often-told New York story of Ann, a prostitute living at the Ansonia, who imagined wearing a seventeen-fifty hat and was given that very hat by a friend, and his explanation that money would have gone to her rent instead.

Ann, a prostitute who attended all his New York meetings and lived at the Ansonia, imagined wearing an $18 hat she saw in a window; a friend later gave her that very hat, and Neville questioned her until she admitted she would never have bought it even with $100 in hand.

Neville tells of his New York friend Ann, a prostitute who attended his meetings; she imagined wearing a $17.50 hat she saw in a shop window and ten days later a friend gave her that very hat, and Neville explained to her on the corner of Broadway and 72nd Street why God gave it through a friend rather than as money.

Ann, a prostitute who attended all his meetings, told him how she imagined wearing an $18 hat she saw on Broadway until a friend gave her that very hat; he then explained to her why the money had not simply come to her.